Life insurance physical coming up? Haven’t seen a doctor in awhile? This panel is an integral part of what life insurance companies use. As with all of our tests, it’s confidential, does not require a doctor visit and the results do not appear in your medical records. CMP- Comprehensive Metabolic Panel – General function of the organs Hemoglobin A1C – for diabetes risk Lipid w/ LDL:HDL ratio Urinalysis, Routine